Health Savings Accounts

What is a Health Savings Account?

A Health Savings Account is an alternative to comprehensive health insurance. It is a savings vehicle that allows people a different way to pay for their health care. HSAs enable you to pay for current health expenses and save for future medical and retiree health expenses on a tax-free basis.

What are the benefits of an HSA?

A Health Savings Account is an alternative to comprehensive health insurance. It is a savings vehicle that allows people a different way to pay for their health care. HSAs enable you to pay for current health expenses and save for future medical and retiree health expenses on a tax-free basis.

Finding a Health Savings Account

Establishing a Health Savings Account (HSA) is similar to setting up an Individual Retirement Account (IRA). You do not need permission from the IRS or any other regulatory agency. First you have to enroll in a qualified High-Deductible Health Plan (HDHP). Your Health Savings Account (HSA) administrator will require documentation or your enrollment in a HDHP.

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